Making plans to start a family or increase your existing family can be a joy. And on a practical level, expenses can go up while your income drops if you take time off work.

Your financial picture

Usually one or both parents will take some time off work when a new baby arrives. While a reduction in income can present obvious short-term challenges, there can also be impacts on your long-term financial position.

How we can help

We’re here to help you look ahead and be financially prepared for all that comes with growing your family, which could include:

  • The costs of raising children—including child care and education costs.
  • The impact on your household income, and on other goals you have.
  • How to meet upcoming expenses while setting a path to help your children’s financial future.
  • The right insurance cover you might need to protect your family, such as income protection, death and total and permanent disability (TPD) insurance — and whether I’ll they’ll be appropriate for you and your family.

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